MY KIND OF BANK
HOME PURCHASING
Considering purchasing your first home or maybe your forever home, or perhaps you are planning to purchase an investment property, our experienced loan officers will help you find the best mortgage loan product to meet your needs.
Click on the APPLY NOW button below to begin!
HOME REFINANCING
Want to save money on your monthly mortgage payment or perhaps you need to consolidate other debts, or maybe it's time to do some updating to your home. Our experienced loan officers will assist you with the refinance of your current mortgage to achieve your goals.
Click on the APPLY NOW button below to begin!
OTHER LENDING PRODUCTS
First State Bank offers loan products to assist with a variety of needs: Construction/Renovation Loans, "Bridge" Loans, and Commercial Real Estate Loans.
For more information on these products, Call one of our Loan Officers today!
With a history of integrity & quality, First State Bank is the place for you. We help you build a foundation with the right tools & services.
Who We Are
At First State Bank, odds are we'll know you and your family by your first names. We're a locally owned community bank that's part of a statewide group of financial institutions, and our mission is simple: We're here to help you, the people and businesses of our community, succeed. It's exactly the same commitment that JD Tobin, Sr., owner of the Irvington Dry Goods Store and forefather of our bank, made well over half-a-century ago.
We're not another faceless big-box bank that's now doing business in your neighborhood. You'll always have direct access to the bank's leadership, and we'll always begin conversations with a smile. We're not strangers or outsiders who look at customers as, well, just customers. Instead, we live where our friends and customers live, shop where they shop, and support many of the same things they support. We love knowing our community members, and we thrive on the relationships they trust us with. Whether it's for a home loan or a safe place to put your money, we're dedicated to a richer and more prosperous tomorrow.
OUR LOCATIONS
IRVINGTON
240 N. FIRST ST.
Mailing: PO Box 365
IRVINGTON, KY 40146
T 270-547-2271 E fsb.mortgage-info@yourkybank.com
HARDINSBURG
1017 OLD HWY 60
Mailing: PO Box 319
HARDINSBURG, KY 40143
T 270-756-2175 E fsb.mortgage-info@yourkybank.com
ROUGH RIVER
9666 HWY 259
Mailing: PO Box 68
MCDANIELS, KY 40152
T 270-257-2317 E fsb.mortgage-info@yourkybank.com